Terms and conditions for venomirafaos

These terms outline the conditions for using our website and subscription financial planning services. By accessing or using our services, you agree to abide by these terms. Please read them carefully and contact us with any questions.

September 20, 2025

Acceptance of terms

By using this website or subscribing to our services, you agree to the terms set out here and in our policies. If you do not accept these terms, you should not use our services.

Definitions

The following definitions clarify terminology used throughout these terms and conditions.

"Service" refers to subscription-based financial planning provided by venomirafaos.

"User" means any individual or entity accessing our website or services.

"Advisor" refers to any professional employed or contracted by venomirafaos.

"Content" includes all information, documents, or materials provided on our website.

Service use and access

Users must comply with Australian law and act in good faith when using our services. Misuse or unauthorised use is prohibited.

Eligibility

Our services are intended for individuals over 18 residing in Australia. By using our services, you confirm you meet these criteria.

18+ only

User responsibilities

Users are responsible for ensuring the accuracy of information provided and compliance with these terms.

Provide complete and accurate information during consultations.
Notify us of any significant changes that may impact your plan.
Use our services only for lawful, personal, or business purposes.
Respect confidentiality of communications and advice.

Prohibited uses

You may not misuse our website or services in the following ways:

Engaging in fraudulent or unlawful activity.
Attempting to gain unauthorised access to systems or data.
Copying or distributing our content without permission.
Using the service for third-party commercial gain.
Impersonating another person or entity.

Intellectual property rights

All content, trademarks, and materials on this website are owned or licensed by venomirafaos. You may not reproduce, modify, or distribute any part without permission. Limited use is granted for personal, non-commercial reference only.

User-generated content

Content you submit, such as feedback, must comply with these terms and not infringe on any third-party rights.

Rights regarding your content

By submitting content, you grant venomirafaos a licence to use, display, and adapt it for service delivery and improvement.

Privacy and data protection

Your information is handled according to our Privacy Policy, which outlines how data is collected, used, and protected. Please review it for details on your rights.

Read Privacy Policy

Disclaimer and limitation of liability

Our services are provided as general guidance. We do not guarantee specific results. Please see our full disclaimer for details.

Important disclaimer notice

Results may vary. Past performance does not indicate future results. No guarantees are made regarding outcomes.

Limitation of liability

venomirafaos is not liable for indirect, incidental, or consequential losses resulting from use of our website or services.

Indemnification

You agree to indemnify and hold venomirafaos harmless from any claims or liabilities arising from your use of the service or website.

Dispute resolution process

Should any dispute arise, we encourage resolution through direct communication first.

Arbitration

Any unresolved disputes may be referred to arbitration under Australian law.

Arbitration will be conducted by an independent third party in Australia.

Online dispute resolution

You may also use an approved online dispute resolution platform to raise concerns.

Learn about dispute resolution

Severability

If any part of these terms is found invalid, the remaining sections continue in effect.

Entire agreement

These terms, together with our policies, constitute the entire agreement between you and venomirafaos.

Governing law and jurisdiction

These terms are governed by Australian law. Any disputes are subject to the jurisdiction of Australian courts.

Termination

venomirafaos may suspend or terminate access for users violating these terms or applicable laws. Users may end their subscription at any time.

Changes

We may update these terms to reflect changes in law or service. Continued use constitutes acceptance of updates.

Contact for terms

For questions about these terms, contact us below.

Email address: content@venomirafaos.com

Phone number: +61303042876

Office address: 113 Exhibition St, Melbourne, VIC 3000 Australia

Effective as of: September 20, 2025

Version: 2.0